Effective Date: May 23, 2026
WealthSync ("we", "our", or "us") operates the PayOff Pro: US Finance Suite mobile application (the "App"). We are committed to protecting your privacy and ensuring transparency regarding how your information is handled.
This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our App and the choices you have associated with that data.
1. Information Collection and Use
A. Local Data Processing
PayOff Pro is designed as a utility and financial calculator. All numerical inputs, calculations, and financial parameters entered into the App (such as loan amounts, interest rates, mortgage details, and credit card balances) are processed locally on your device. We do not collect, transmit, store, or have access to any of your personal financial data on our servers.
B. Non-Personal Data Collection via Third-Party Services
While we do not collect personal financial data, the App does use third-party services that may collect information used to identify your device for functional and advertising purposes. This information is non-personal and may include:
Device Identifiers (such as IP address, device type, OS version)
Network Connectivity Data
Diagnostic data (e.g., crash logs)
2. Third-Party Service Providers
We use the following third-party service provider within the App, which has its own privacy policy regarding the data it collects:
Google AdMob: We use Google AdMob to serve advertisements within the App. Google AdMob may collect and use your device advertising identifier and other related data to show relevant ads. You can learn more about how Google uses this data by visiting the Google Privacy & Terms site.
3. Log Data and Crash Reporting
In the case of an error or crash within the App, we may collect data and information (through third-party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol ("IP") address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics. This data is used solely to identify bugs and improve the App's stability.
4. Security
We value your trust in using our App. Since the core functionality of the App processes data locally without transmitting it to external servers, your financial inputs remain inherently secure on your device. However, remember that no method of electronic transmission over the internet or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security regarding the third-party services integrated (such as ad networks).
5. Links to Other Sites
This Service may contain advertisements or links to other sites. If you click on a third-party link (such as an advertisement), you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
6. Children's Privacy
These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers (to the extent we possess any). If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to take necessary actions.
7. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.
8. Contact Us
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at: